Himmat Card Cash Withdrawal Process
Himmat Card Cash Withdrawal Process is an initiative launched by the Punjab Government to provide financial assistance to disabled individuals. The program ensures that eligible beneficiaries receive Rs. 10,500 every three months, which can be withdrawn through a government-issued ATM card. This card enables people with disabilities to access their financial aid in a convenient and secure manner. This article provides a detailed step-by-step guide on how to withdraw money using the Himmat Card at a Bank of Punjab (BOP) ATM, how to check your balance, and how to resolve common issues. If you or someone you know is a beneficiary of the Himmat Card Program, this comprehensive guide will help ensure a smooth withdrawal process.
The Himmat Card Program is a financial aid initiative specifically designed to assist people with disabilities in Punjab. The Punjab Government has taken this step to provide financial relief and promote independence among disabled individuals. The first phase of the program included 40,000 beneficiaries, and in the second phase, it was expanded to 65,000 beneficiaries. The program deposits Rs. 10,500 into the beneficiaries’ accounts every three months, allowing them to withdraw the funds whenever needed using their Himmat Card. This initiative aims to improve the financial stability of People with Disabilities PWDs, ensuring they have access to basic necessities and healthcare services without dependence on others.
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How to Withdraw 10500 Using a Himmat Card at a BOP ATM
One of the biggest advantages of the Himmat Card is that it allows beneficiaries to withdraw their funds directly from Bank of Punjab ATMs without the need to visit government offices or banks. Below is a step-by-step guide on how to withdraw cash using a Himmat Card at a BOP ATM.
Step-by-Step Withdrawal Process:
- Locate a Bank of Punjab ATM
The first step in the withdrawal process is to find a nearby Bank of Punjab ATM. It is important to ensure that the ATM is operational before proceeding with the transaction. - Insert the Himmat Card
Once at the ATM, carefully insert your Himmat Card into the ATM slot. Wait for the machine to detect your card before proceeding to the next step. - Enter Your PIN Code
After inserting the card, the ATM will prompt you to enter your 4-digit PIN. Carefully input the PIN and press the Enter button to proceed. Make sure to keep your PIN confidential. - Select the Cash Withdrawal Option
From the main menu, select Cash Withdrawal You may be required to choose between Savings or Current account options. Select the correct account type linked to your Himmat Card. - Enter the Withdrawal Amount
Next, you will need to enter the amount you wish to withdraw. If you want to withdraw the full amount of Rs. 10,500, enter this exact amount. Double-check the entered amount before confirming. - Complete the Transaction
Once you confirm the withdrawal, the ATM will begin processing your request. Wait for the machine to dispense the cash. - Collect Your Cash and Receipt
After the cash has been dispensed, take your money from the ATM cash slot. It is also recommended to collect the transaction receipt as proof of withdrawal for future reference.
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How to Check Himmat Card Balance at a BOP ATM
Before withdrawing funds, it is advisable to check your Himmat Card balance to ensure that the latest installment has been deposited into your account.
Steps to Check Balance:
- Visit a Bank of Punjab ATM.
- Insert your Himmat Card into the machine.
- Enter your 4-digit PIN when prompted.
- Select the Balance Inquiry option from the ATM menu.
- The ATM will display your available balance on the screen.
- If required, print a receipt for record-keeping.
Checking your balance before attempting a withdrawal can help avoid failed transactions due to insufficient funds.
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Eligibility & Registration for the Himmat Card
The Himmat Card Program is available only to those who meet specific eligibility criteria. If you have not yet applied for the program, you may still be eligible.
Who Can Apply for the Himmat Card?
- Must be a resident of Punjab.
- Must have a verified disability certificate.
- Must provide CNIC and other required documents.
Registration Process:
- Visit the Nearest DHQ Hospital
Those who meet the eligibility criteria should visit the District Headquarters (DHQ) Hospital in their respective area. A special PWD Registration Desk has been set up for assistance. - Complete the Registration Process
Applicants will be required to submit all necessary documents, including their CNIC, disability certificate, and proof of residence. Upon submission, the authorities will verify the details. - Receive Your Himmat Card
Once the application is approved, the individual will receive their Himmat Card. The card can be used to withdraw funds as per the disbursement schedule.
Those who qualify but have not yet applied should complete the registration process at the earliest, as Phase 2 is currently open for new applicants.
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Troubleshooting Common Issues in Himmat Card Withdrawals
Although the Himmat Card provides a seamless withdrawal process, beneficiaries may occasionally face issues while withdrawing cash. Below are some common problems and their solutions.
ATM Does Not Dispense Cash
- Ensure that you have sufficient balance in your account.
- Try using another Bank of Punjab ATM.
- If the issue persists, contact Bank of Punjab customer support.
Forgot Your Himmat Card PIN?
- Visit the nearest Bank of Punjab branch.
- Provide your CNIC and Himmat Card for identity verification.
- Request a PIN reset from the bank representative.
Lost or Stolen Himmat Card?
- Report the loss to Bank of Punjab customer support immediately.
- Request a replacement card from the nearest BOP branch.
Conclusion
The Himmat Card Program is a crucial financial aid initiative for disabled individuals in Punjab. The Rs. 10,500 assistance every three months helps beneficiaries manage their expenses with greater independence.
The process of withdrawing money from a Bank of Punjab ATM is straightforward, ensuring easy access to funds. Beneficiaries are advised to check their balance before withdrawing, keep their Himmat Card and PIN secure, and report any issues to Bank of Punjab customer support for prompt resolution. Those who are eligible but have not yet registered should apply as soon as possible to benefit from this financial assistance program.